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Bangalore Slum Upgrading

  • Status: Complete
  • People Housed: 774
  • Country: India
  • City: Bangalore
  • Partner: SSNS
  • Year Approved: 2013
Total Invested
INR 2,889,694
Average Completion Cost
INR 246,410
Total Invested
$38,936
Average Completion Cost
$4,065
Delivery of Homes
Total Expected
Completed
Basic
129
129
Project Overview

This project supported 129 households through housing construction loans, to be used within existing slum areas in Bangalore, in Karnataka state. The loans helped households to meet the 10% community contribution required for households living on low incomes to build under the Basic Services to the Urban Poor scheme. This government initiative provided a 90% subsidy towards slum infrastructure projects, with the city municipality carrying out housing construction in 11 settlements across the city.

Loan amounts varied across the settlements, as some households had been able to save prior to construction and did not require the entire 10%, while in another two settlements larger loans were requested for additional construction.

The units were built in existing areas, replacing the clients’ previous temporary structures. Those identified by Bangalore Mahila Milan (a women’s federation group) for the loan had been saving for a number of years and some had taken loans previously with Mahila Milan, showing that they were able to repay successfully. Once the homeowners were selected, SSNS lent group loans to Bangalore Mahila Milan, who in turn lent to the chosen clients, and collected daily repayments through home visits.

129
Homes Completed
129
Homes Occupied
129
Connected to Electricity
129
Connected to Water and Sanitation

Client Data

Displayed In
Client Monthly Household Incomes

Clients estimated to sit between 1st and 10th percentiles of incomes in Bangalore

Mean
10,000 INR
135 USD
40th percentile at year of occupancy INR 37,882
40th percentile at year of occupancy $510
Household Demographic Data
Household Size
6.00
Proportion Female
50.0
Proportion Children
20.0
Proportion Elderly
20.0
Housing Information
Description Type Number Expected Number Completed Unit Size (m2) Completion Cost
(Local Currency)
n/a Basic 129 129 27.5 246410

Project Finances

Displayed In

Investments — Reall to Affordable Housing Partners

Total Project Investments
INR 2,889,694
$ 38,936
Loans
INR 2,889,694
$ 38,936

Based on exchange rate on 30/06/2021

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Data last updated on 06/08/2021