Navigation: Global | Nepal Biratnagar – Sambridi

Biratnagar – Sambridi

  • Status: Complete
  • People Housed: 284
  • Country: Nepal
  • City: Biratnagar
  • Partner: Lumanti
  • Year Approved: 2019
Delivery of Homes
Total Financed
Completed
Self Build
20
20
Improvement Loan
5
5
Project Overview

Located in the city of Biratnagar, this project targeted members of the Sambridi Women’s Cooperative. The project was fully financed by funds revolved from previous Lumanti projects, which is a great example of how housing finance can be used cyclically to have greater impact. The Cooperative was lent funds by Lumanti, which financed the allocation of individual housing loans to member households. Lumanti also supplied training in technical, financial and management skills and a team of community architects was provided to help the clients design housing according to their needs. Upon repaying their loan to the cooperative, the funds were then revolved again by Lumanti to support new housing projects throughout Nepal.

Prior to the project the clients lived in housing which caused multiple threats to their health and security, as well as a lack of access to basic services such as water. Each household was able to use their loan to construct a safe, permanent house fully serviced with electricity, household water and sanitation, or to upgrade their existing home.

25
Homes Completed
50
Homes Occupied
50
Connected to Electricity
25
Connected to Water and Sanitation

Client Data

Displayed In
Client Monthly Household Incomes

Clients estimated to sit between 11th and 20th percentiles of incomes in Biratnagar

Mean
20,000 NPR
169 USD
40th percentile at year of occupancy
40th percentile at year of occupancy
Household Demographic Data
Household Size
5.68
Proportion Female
47.2
Proportion Children
31.7
Proportion Elderly
2.8
Proportion Disabled
0.7
Housing Information
Description Type Number Expected Number Completed Unit Size (m2) Monthly Cost
(Local Currency)
Loan Length (months)
n/a Self Build 20 20 34 4762 84
Home upgrading loans Loan 5 5 34 4762 84
Finance Description Finance Source Interest Rate (%)
n/a Sambridi Coop 6.0
Home upgrading loans Sambridi Coop 6.0

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Data last updated on 30/06/2022