Located in the city of Biratnagar, this project targeted members of the Sambridi Women’s Cooperative and was fully financed by revolved funds from previous Lumanti projects, which is a great example of how housing finance can be used cyclically to have greater impact. The cooperative was lent funds by Lumanti, who then in turn lent to individual member households to finance housing construction. Additional technical assistance and community support work was also provided.

As the first project working with the Sambridi Cooperative this pilot scheme was able to demonstrate how a people-driven approach can lead to the sustainable delivery of affordable housing. The clients previously lived in residential accommodation which caused multiple threats to their health and security and often lacked access to basic services. Each household was able to use their loan to construct a safe, permanent house fully serviced with electricity, household water and sanitation. Upon repaying their loan to the cooperative, the funds were then revolved by Lumanti to support new housing projects throughout Nepal.