Reall has worked in Angola since 2011, in partnership with Development Workshop Angola, and their housing social enterprise, HabiTerra.

Following a devastating civil war, Angola is slowly recovering. Currently, Angola is one of the fastest urbanising countries in Africa with 62% of its population living in cities. According to Angola’s National Statistics Institute, as much as 91% of the urban population reported living in inadequate conditions with limited access to sanitation, water and electricity. As it stands, people living on lower incomes remain virtually untouched by housing finance and development initiatives.

Reall’s work with DWA has focused on the city of Huambo, where over 150 homes have been completed to date. Due to the lack of housing finance available, DWA has piloted an innovative rent-to-own model, enabling clients to build up a deposit and a credit history through their rental payments, which can be converted into a housing loan.